Legacy Builders has a comprehensive approach to mortgage strategies by collaborating with numerous banks and programs to provide tailored loan options for clients. Offering various incentives such as down payment assistance,
first-time home buyer incentives, 100% financing, commercial loan incentives, grant programs, competitive interest rates, and high loan approval rates shows a commitment to serving clients' diverse needs.

Affordable Mortgages

  • Purchasing Property

    The banks we collaborate with prioritize transparency and provide clear information to clients regarding costs, timelines, rates, points, and fees associated with purchasing property. Transparency in these aspects is crucial for clients to make informed decisions and have a better understanding of the financial implications of their property purchase. This approach builds trust and confidence among clients, as they know what to expect throughout the process

  • Responsive

    It's reassuring to know that the banks we work with maintain good communication practices by updating clients on the progress of their loan and promptly responding to calls, emails, and text messages. Effective communication is key in ensuring a smooth and transparent loan application process, as it helps keep clients informed and addresses any concerns they may have along the way.

We also offer multiple types
of refinancing options.

Traditional Mortgage Refinancing

This option allows you to adjust your interest rate and/or loan terms, potentially lowering your monthly payments or changing the loan duration.

Similar to traditional mortgage refinancing, this option includes the additional benefit of receiving funds at closing, allowing you to tap into your home's equity for other financial needs.

Cash-Out Refinancing

The lenders we collaborate offer DSCR loans as a streamlined, hassle-free alternative to traditional mortgage financing for real estate investors. With a focus on the property's income potential rather than the borrower's personal financials, DSCR loans can be an effective tool for growing a real estate portfolio.

DCRS Loans

Key Benefits:

  • No income verification required.

  • No need for tax returns.

  • Simplified qualification process based on property cash flow

Commercial
Real Estate Loan.

The lenders we collaborate with Commercial real estate loans are essential tools for businesses and investors looking to purchase, expand, or improve commercial properties. These loans provide the necessary capital to acquire and develop properties that generate income through leasing space to various businesses. By understanding the key aspects of CRE loans, investors can make informed decisions to support their business growth and real estate investments.

Purpose
of CRE Loans:

  • Purchase: Acquiring new commercial property.

  • Expansion: Adding new buildings or expanding existing ones.

  • Renovation: Upgrading or refurbishing current commercial properties.

Ready to explore your options?

Schedule a free consultation with us today using the calendar.